8 cryptocurrencies accepted

Buy an Amex Card With Crypto

Fund a virtual American Express card using Bitcoin, USDT, Ethereum, Solana and other coins. No bank account, fast digital delivery, and the exact amount shown before you pay.

Choose your virtual Amex See the steps

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Fast delivery

Card details issued after one on-chain confirmation.

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No bank account

Funded straight from your crypto wallet.

✈️

Amex network

Strong for travel; accepted where American Express is taken.

Buying an American Express Card With Cryptocurrency

A crypto-funded Amex card is a prepaid virtual American Express card you pay for using cryptocurrency. You receive a card number, an expiry date and a CVV, and the funding comes straight from your crypto wallet — no bank transfer and no linked card.

It is one of several crypto-funded options. For the wider overview, see how to buy a debit card with crypto. If you specifically want to skip identity checks, read the companion page on how to buy an Amex card without KYC.

The card is prepaid — it holds only the balance you load at purchase, with no monthly fees.

How to Buy an Amex Card With Crypto

Four steps, no account required:

01
Choose Amex and your balance
Select a virtual American Express card at checkout and pick how much to load.
02
Select your cryptocurrency
Choose Bitcoin, USDT, Ethereum, Solana, Litecoin, BNB, USDC or XRP. The exact amount due is shown first.
03
Send the payment
Scan the QR code or copy the wallet address and send the exact amount shown, on the network shown.
04
Receive your card
After one blockchain confirmation, your card number, expiry and CVV are issued on-screen and emailed if you provide an address.

Ready to pay with crypto?Continue to secure checkout

Cryptocurrencies You Can Use

Fund your Amex card with any of these coins. USDT on TRON is the cheapest and fastest; Bitcoin is the most widely held.

Coin	Typical confirmation	Network fee
Bitcoin (BTC)	10–30 min	~$1–$5
USDT (TRC-20)	< 60 sec	< $1
Ethereum (ETH)	2–5 min	~$1–$5
Solana (SOL)	< 30 sec	< $0.01
Litecoin (LTC)	~2 min	~$0.05
BNB	< 1 min	< $0.10
USDC	< 60 sec	< $1
XRP	~4 sec	~$0.001

Prefer a coin-specific guide? See how to buy a debit card with Bitcoin or how to buy a debit card with USDT.

Amex vs Visa and Mastercard

All three can be funded with crypto and delivered digitally. Amex is strong for travel, while Visa and Mastercard offer wider everyday acceptance.

Feature	Virtual Amex	Visa / Mastercard
Funded with crypto	Yes	Yes
Card format	Virtual — number, expiry, CVV	Virtual — number, expiry, CVV
Delivery	Digitally, usually within minutes	Digitally, usually within minutes
Merchant acceptance	Wide, strongest for travel; narrower than Visa/Mastercard	Broadest global acceptance

For the widest acceptance, you can also get a virtual Visa card or a virtual Mastercard funded the same way.

Fees

Pricing is simple and shown in full at checkout before you send any crypto:

Card issuance fee: a small fixed fee added at purchase.
Blockchain network fee: the fee for your chosen coin, lowest on USDT (TRC-20), Solana, XRP and Litecoin.
No monthly or annual fees: a prepaid card carries no recurring charges.

See the full breakdown of our virtual card fees.

Frequently Asked Questions

Can I buy an Amex card with crypto?

Yes. You can buy a virtual American Express card and pay for it with cryptocurrency. Accepted coins include Bitcoin (BTC), Tether (USDT) on TRC-20, ERC-20 and BEP-20, Ethereum (ETH), Solana (SOL), Litecoin (LTC), BNB, USDC and XRP.

Which crypto is fastest for buying an Amex card?

USDT on TRC-20 is usually the fastest and cheapest, confirming in under a minute. Solana and XRP are also near-instant. Bitcoin is reliable but takes 10 to 30 minutes for one confirmation.

Do I need a bank account to buy an Amex card with crypto?

No. The card is funded directly from your crypto wallet, so no bank account and no linked card are required.

Where can I use a virtual Amex card?

You can use the card at online merchants that accept American Express. Amex acceptance is wide and especially strong for travel, but narrower than Visa or Mastercard, so some sites may not take Amex.

Are cryptocurrency payments refundable?

Cryptocurrency payments are final once confirmed on the blockchain and cannot be reversed like a card chargeback. If you send the wrong amount, contact support with your transaction hash and the team will help.

For more, see how to buy an Amex card without KYC or browse the BuyDebitCards FAQ page.

Buy an Amex card with crypto

Choose your virtual American Express, pay with crypto, and receive your card details once the payment confirms on-chain.

Get your Amex card